The Aviva Foundation offers two distinct funding routes, covered in separate reports:
- The Financial Futures Fund, as reported here, is for organisations delivering bold, long-term solutions to help people build financial resilience. Open to larger charities with an income of £1 million or more.
- The Communities Fund, in a separate report, supports projects and organisations that help people to take control of their financial wellbeing or protect the places they love in a changing climate. Open to small, local organisations with an annual income of up to £1 million.
The funding is for programmes and projects that:
- Build financial confidence and capability – helping people manage their money and plan ahead.
- Improve access to fair, affordable, and inclusive financial services – such as savings, protection, and pensions.
- Support people through financial shocks and hardship – including access to essentials and opportunities to build savings.
- Address systemic issues – such as debt, housing insecurity, and digital exclusion, which can undermine financial resilience.
Priority will be given to organisations and initiatives that are:
- Transformational – aiming for long-term, sustainable change in financial resilience.
- Impact-driven – focussed on measuring and demonstrating the difference they make.
- Inclusive – supporting people and communities with low financial resilience, especially those facing inequality or discrimination.
- Community-rooted – working closely with communities and embedding diversity, equity, and inclusion in everything they do.
- Learning-focussed – committed to sharing insights and influencing wider change.
There is a total grant-making budget of up to £3 million for 2026, distributed across two funding rounds.
The minimum grant is £100,000. There is no upper limit.
The average grant awarded is typically between £250,000 and £300,000, spread over three years.
Consideration will be given to the size of the funding request in relation to the organisation’s overall income and expenditure.
The Financial Futures Fund opens for applications twice a year.
The application deadlines for 2026:
- Round one: 15 April 2026
- Round two: 7 October 2026
The guidelines can be found on the Aviva Foundation website. There is a two-stage application process. Contact Aviva Foundation to express an interest and discuss next steps.